Our Story
We are building next-generation investment infrastructure that prioritizes security, transparency, and returns
Access is a right, not a privilege
The global financial system is rigged: institutions borrow for free, while everyone else pays the price. We refuse to accept that status quo. Spout is building the first truly level playing field, taking the 'cheat codes' of the wealthy — asset efficiency and 0% loans — and putting them on-chain for the world to use. We aren't just democratizing finance; we're open-sourcing it.
Built by defectors
We are ex-bankers and engineers who saw the unfair advantages from the inside — and left to share them with you. We bridge the gap between institutional structure and DeFi speed. Our code is permission-less, our team is global, and our goal is simple: To make sure no one's capital ever has to sit 'dead' again.
Meet the Team
Marc Ryan
Former tech investment banker at HSBC, covering fintech and software. Founder of FlipVault, a web3 bartering platform. Angel investor in several blockchain AI companies, including Theoriq, PIN AI, and GAIB AI.
Paul van Mierlo
Paul brings years of expertise in programming having won major hackathon competitions on different blockchain ecosystems with privacy, payments and DeFi solutions.
Paul Jan Reijn
Legal counsel with years of experience in software. Architect of the legal framework for various succesful software products, such as payments and factory automation.
Onuorah Gabriel (Justme)
Growth operator with hands-on go-to-market experience. Led community systems and partnerships at Santa Browser and supported GTM strategy, education initiatives, and growth campaigns at GemXBT to drive users and revenue.
Lovish Badlani
Former BlackRock engineer, experienced in scaling institutional fintech apps. Led engineering at DEX token launchpad with 150K+ users, $150M+ TVL. Skilled in EVM chains and Solana deployment, recognized at global hackathons.
Marc Ryan
Former tech investment banker at HSBC, covering fintech and software. Founder of FlipVault, a web3 bartering platform. Angel investor in several blockchain AI companies, including Theoriq, PIN AI, and GAIB AI.
Paul van Mierlo
Paul brings years of expertise in programming having won major hackathon competitions on different blockchain ecosystems with privacy, payments and DeFi solutions.
Paul Jan Reijn
Legal counsel with years of experience in software. Architect of the legal framework for various succesful software products, such as payments and factory automation.
Marc Ryan
Former tech investment banker at HSBC, covering fintech and software. Founder of FlipVault, a web3 bartering platform. Angel investor in several blockchain AI companies, including Theoriq, PIN AI, and GAIB AI.
Paul van Mierlo
Paul brings years of expertise in programming having won major hackathon competitions on different blockchain ecosystems with privacy, payments and DeFi solutions.
Paul Jan Reijn
Legal counsel with years of experience in software. Architect of the legal framework for various succesful software products, such as payments and factory automation.
Onuorah Gabriel (Justme)
Growth operator with hands-on go-to-market experience. Led community systems and partnerships at Santa Browser and supported GTM strategy, education initiatives, and growth campaigns at GemXBT to drive users and revenue.
Lovish Badlani
Former BlackRock engineer, experienced in scaling institutional fintech apps. Led engineering at DEX token launchpad with 150K+ users, $150M+ TVL. Skilled in EVM chains and Solana deployment, recognized at global hackathons.
Onuorah Gabriel (Justme)
Growth operator with hands-on go-to-market experience. Led community systems and partnerships at Santa Browser and supported GTM strategy, education initiatives, and growth campaigns at GemXBT to drive users and revenue.
Lovish Badlani
Former BlackRock engineer, experienced in scaling institutional fintech apps. Led engineering at DEX token launchpad with 150K+ users, $150M+ TVL. Skilled in EVM chains and Solana deployment, recognized at global hackathons.
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